PSR Readiness: A Practical Roadmap for Stronger Payment-Fraud Controls

The EU’s move from PSD2 to the Payment Services Regulation is set to raise expectations for fraud prevention, customer protection and operational accountability. Financial institutions will need to look beyond strong customer authentication to address authorised push payment fraud, bank-impersonation scams and real-time risk across both sides of a payment.

This best practices guide explains what is changing, where existing control environments may fall short and how to sequence PSR-readiness work effectively.

What You’ll Learn

• Understand how PSR reframes fraud-monitoring, liability and information-sharing expectations
• Identify gaps in inbound monitoring and real-time payment decisioning
• Strengthen audit trails and evidence across sending and receiving payment flows
• Assess which PSD2 and instant-payment capabilities can be extended
• Prioritise current-state assessments, build-or-buy decisions and governance workstreams

Download the guide for a practical roadmap to assess readiness, focus investment and strengthen payment-fraud controls ahead of PSR implementation.