Real-Time-Payments-Real-Time-Fraud-Banner_2880_800_1

Real-Time Payments, Real-Time Fraud: Adapting Controls for a High-Velocity World

Real-time payment systems have compressed transactions into seconds – and fraud into the same window. As instant settlement becomes standard infrastructure across APAC, the traditional safety nets of time delays and post-event recovery have disappeared. Fraudsters now compete on velocity, using authorised push payment (APP) scams and complex mule networks to disperse funds instantly, exploiting the very speed that defines the customer experience.

The shift has changed the economics of fraud. Regulators are responding, reframing losses as consumer harm and driving new conversations around institutional liability and reimbursement. The supervisory focus is no longer on whether controls exist, but whether they function effectively at the speed of the transaction, leaving little tolerance for preventable losses in this high-velocity environment.

This session will explore how financial institutions can adapt their control frameworks to meet these challenges. We will discuss the practical strategies and modern technologies, including AI and network-level analytics, required to move from retrospective review to real-time intervention, and examine what it takes to build a fraud architecture that is not just layered on top of payment systems, but structurally embedded within them.

Watch this On-Demand webinar to learn how to:

  • Adapt fraud prevention strategies for the unique challenges of instant payment systems
  • Navigate evolving regulatory expectations across key APAC markets, including new frameworks for liability and consumer protection
  • Leverage AI, machine learning, and network-level intelligence to move from retrospective review to real-time intervention
  • Enhance detection of sophisticated threats like authorised push payment (APP) scams and complex mule networks
  • Build a more integrated and efficient control environment by breaking down silos between fraud, AML, and payments operations

Speakers:

Real-Time_Payments_Avatar_Uma_Shankar_K

Uma Shankar Kulasekaran

Director of Product Management for Fraud Prevention
NICE Actimize

Real-Time_Payments_Avatar_Cassandra_T

Cassandra Teasdale

Head of Fraud Control Design, Maintenance & Delivery
HSBC IWPB Asia, Hong Kong

Real-Time_Payments_Avatar_Royston_S

Royston Soon

Executive Director, Group Anti-Fraud
OCBC Bank, Singapore

Real-Time_Payments_Avatar_Claire_S

Claire Shaw

Financial Crime & Anti-Fraud Expert
Australia

Real-Time_Payments_Avatar_Manesh_S

Manesh Samtani

Editor
Regulation Asia

Moderator