The European Fraud Insights Report 2026

Fraud is now a strategic banking challenge across Europe  affecting customer trust, operational resilience and competitive differentiation. This NICE Actimize report, produced with Finextra, helps senior anti-fraud leaders understand how European banks are preparing for the next wave of fraud.

Based on a survey of over 200 fraud professionals across European banks, the report explores how firms are adapting their fraud strategies, technology investments and operational capabilities. It also includes expert commentary from Santander UK, Banque de France, Klarna and Lloyds Banking Group.

Download the report to learn:

• How the European fraud-threat landscape is evolving 
• How AI is being used as both a fraud weapon and defensive tool 
• Which countermeasures banks are deploying 
• How fraud strategies are expected to develop over the next three years 

Download the report to benchmark your fraud-readiness against leading European banks.