NICE Actimize Blog

Fighting Financial Crime

The Next Frontier of Fraud Prevention in Commercial Banking: How AI Is Changing the Game

November 12, 2025

Actimize Fraud Product Team, Fraud Detection & Prevention

In today’s interconnected world, money moves at the speed of light, with fraud following close behind. Across global banking, commercial and corporate clients are facing a new wave of sophisticated financial crime. Authorized scams, synthetic identities, deepfake impersonations and real-time payment hijacks are no longer isolated incidents but are intricate parts of a fast-evolving fraud economy powered by technology.

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The FRAML Approach: Lean, Smart and AI-Powered – The Future of Fraud & AML Teams

Anti-Money Laundering Fraud Prevention

September 26, 2025

Eric Tran-Le, Vice President, Head of Actimize Premier

At NICE Actimize ENGAGE 2026, a clear trend emerged among community banks, credit unions and FinTechs: most institutions are operating with lean Fraud and Anti-Money Laundering (FRAML) analyst teams, often composed of just 2 to 7 members.

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March Madness 2026: Why the End of Federal Paper Checks Will Pressure Banks — and Expose New Risks

Fraud Prevention

July 24, 2025

Actimize Fraud Product Team, Fraud Detection & Prevention

A quiet but profound shift is underway in the U.S. payments system. In March 2025, the White House issued a mandate: by the end of FY2025, virtually all federal government payments — including tax refunds — must move off paper checks and onto electronic channels, primarily ACH.

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How Hong Kong is Tackling the Money Mule Threat

Anti-Money Laundering Financial Crime Fraud Prevention KYC

July 9, 2025

Matthew Field, APAC Market Director, AML NICE Actimize

Industry experts discussed the growing sophistication of money mule networks and the complexities of detecting and offboarding suspicious accounts.

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Elder Financial Exploitation: A Growing Crisis Banks Can’t Ignore

Fraud Prevention

June 17, 2025

Actimize Fraud Product Team, Fraud Detection & Prevention

Elder financial exploitation isn’t just a fraud issue—it’s a public health and consumer protection crisis. With an aging population and increasing reliance on digital channels, older adults are being targeted more frequently, more aggressively, and often, more successfully by scammers and abusers.

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ACH Fraud: The Silent Threat Hiding in Everyday Transactions

Fraud Prevention

June 13, 2025

Actimize Fraud Product Team, Fraud Detection & Prevention

Automated Clearing House (ACH) transactions have become the backbone of modern banking, used for payroll, bill payments, government benefits and business-to-business transfers. The same speed and ubiquity that make ACH payments efficient, however, also make them a growing target for fraud.

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Credit and Debit Card Fraud: Reinvented for a Digital World

Fraud Prevention

June 13, 2025

Actimize Fraud Product Team, Fraud Detection & Prevention

Card fraud is no longer confined to stolen wallets or skimmed ATMs. Today’s credit and debit card fraud is data-driven, digitally distributed and designed to outmaneuver even the most advanced defenses. For financial institutions, merchants and card networks, it’s a high-volume threat with high-velocity consequences.

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Collusion & Money Mule Networks: The Backbone of Modern Fraud

Fraud Prevention

June 12, 2025

Actimize Fraud Product Team, Fraud Detection & Prevention

Behind nearly every high-dollar fraud scheme lies a network. These aren’t just one-off criminals—they’re organized groups working in tandem, with each actor playing a specialized role. From international cybercriminals to unwitting college students lured by the promise of quick money, these collusion-based networks are driving a significant portion of today’s financial crime.

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