Same Day ACH Fraud Concerns Survey Results


NACHA’s new rules for same day processing of Automated Clearing House (ACH) transactions have forever changed the U.S. payments landscape.

Same Day ACH (SDA) introduces a range of exciting opportunities, allowing Financial Institutions (FIs) to offer new revenue-generating services, such as Same Day Payroll and Same Day Bill Pay. As importantly, SDA enables FIs to meet consumer demand for speed, gaining a competitive foothold against Fintech, which sells itself on immediacy.

However, these new opportunities also pose new fraud and operational challenges.

FIs no longer have 24 to 72 hours to settle ACH transactions but are now required to process received SDA transactions in as short as two time windows daily, making funds available the same day. This gives them hours, or even minutes (depending on when the transaction is initiated), to detect and stop an attack.​

Learn how your peers are preparing for Same Day ACH fraud threats.

Read the results of our Same Day ACH survey, with answers to the following questions:

  • Will Same Day ACH pose new fraud threats?
  • Do FIs have sufficient fraud coverage for ACH?
  • What fraud strategies are FIs considering to prepare for Same Day ACH?

Download this white paper for answers.


To download the white paper

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